FINANCIAL LOANS AND CREDITS

For whom the loan is designed:

These loans are designed for companies (physical and legal entities). The loans are designed for businesses in need of higher amount, able to pledge their assets as surety. They do not need history

Specification:

amount of the loan: 1 500,00 € and more

maturity: 1, 2, 3, 4, 5, 6, 9, 12, 18, 24, 30, 36, 42, 48 months (adjustable to the applicant's requirements)

payments: usually on regular monthly basis (this may be subject to custom adjustment according to applicant's requirements)

provision: bank transfer payment to the client's account

surety: pledge of movables or immovables (additionally e.g. guarantor 3rd party)

others: no purpose stated, possible revolving (provision of another resources in the course of paying up)

Conditions of approval:

individual assessment of each application with regards to the applicant's economic status and quality of the pledge

Documents necessary to make an application:

entrepreneur - physical entity: Copy of the entrepreneur's + spouse's ID

entrepreneur - legal entity: Copy of statutory bodies' ID

bank connection

copy of trading licence, or other certificate authorizing the main activity

extract from the Commercial Register (not older than 3 months)

copies of tax returns for last 2 years (including annexes) + last quarterly statements)

up-to-date certificate of the tax and social welfare offices of the applicant's status

annexes related to the surety (extract from the Cadastral office, Contract of purchase, pictures, technical reports etc.)

Advantages of the loan:

the biggest advantage is easy access to the loan for businesses

no advance charges, first payments after provision

each application is individually assessed, and the amount provided depends solely on the client's solvency - its economic status and quality of the pledge. The pledge in this case may be immovable or movable property (the loan can be additionally guaranteed by third parties, pledge of a receivable, securities and the like)

no business plan, or expert assessment of the documented assets are necessary to enclose to the application

Interested in loan?

Example of APR calculation
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